Terms and Conditions

Terms and Conditions

Terms of Use for www.tndkapital.com Last Updated: August 11, 2026

Welcome to the website of TND KAPITAL (“we,” “us,” or “our”) located at www.tndkapital.com. By accessing and using our Site, you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use our Site.

Acceptance of Terms

These Terms constitute a legally binding agreement between you and TND KAPITAL regarding your use of the Site. We may update these Terms from time to time without notice to you. The latest version of the Terms will be posted on the Site, and your continued use of the Site after any such changes constitutes your acceptance of the updated Terms.

Use of the Site

a. Eligibility: By using the Site, you represent and warrant that you are at least the age of majority in your jurisdiction and have the legal capacity to enter into these Terms.

b. Permitted Use: You may use the Site for lawful purposes and in accordance with these Terms. You are granted a non-exclusive, non-transferable, revocable license to access and use the Site for your personal or internal business purposes.

c. Prohibited Conduct: You agree not to:

  • Use the Site in any way that violates any applicable federal, state, local, or international law or regulation, particularly those related to financial services.
  • Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm us or users of the Site or expose them to liability.
  • Use the Site in a manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site.
  • Attempt to gain unauthorized access to the Site, user accounts, computer systems, or networks connected to the Site.
  • Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
  • Attempt to circumvent any security features of the Site.
  • Engage in any data mining, scraping, or similar data gathering or extraction methods.
  • Post or transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable.
  • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
  • Post or transmit any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation.
  • Post any content that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment.

Intellectual Property

a. Ownership: The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by TND KAPITAL, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

b. Limited License: These Terms permit you to use the Site for your personal or internal business purposes only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as generally and ordinarily permitted through the Site according to these Terms.

c. Trademarks: The TND KAPITAL name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of TND KAPITAL or its affiliates or licensors. You must not use such marks without our prior written permission.

User-Generated Content (Reviews and Other Submissions)

a. Responsibility for Content: You are solely responsible for any content, including reviews, comments, and other materials, that you post, upload, submit, or otherwise make available on or through the Site (“User Content”). You represent and warrant that you have all necessary rights to post such User Content and that it does not violate these Terms or the rights of any third party.

b. License to User Content: By posting User Content on the Site, you grant TND KAPITAL a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content throughout the world in any media.

c. Content Guidelines: You agree that your User Content will not:

  • Be false, misleading, or defamatory.
  • Violate any applicable law or regulation, including those related to financial services, advertising, and consumer protection.
  • Infringe upon the intellectual property rights or other rights of any third party.
  • Be obscene, harassing, hateful, or violent.
  • Contain any personal information of another individual without their explicit consent.
  • Be used for any commercial purposes without our express written consent.

d. Monitoring and Removal: We have the right, but not the obligation, to monitor, review, edit, remove, or refuse to post any User Content for any reason in our sole discretion, including if we believe it violates these Terms. We take no responsibility and assume no liability for any User Content posted by you or any third party.

Third-Party Links and Content

The Site may contain links to third-party websites, including but not limited to YouTube, and may display content from such third-party sites. These links and content are provided for your convenience only and do not constitute an endorsement by TND KAPITAL of the content, products, services, or practices of such third parties.

You acknowledge and agree that:

a. We are not responsible for the content, accuracy, or availability of any third-party websites or resources.

b. Your use of third-party websites and resources is at your own risk and subject to the terms and conditions and privacy policies of those third parties.

c. We shall not be liable for any loss or damage of any kind incurred as a result of your use of any third-party websites or resources.

SMS and WhatsApp Messaging Communications

By providing your mobile phone number and signing our Application Form, you consent to receive text messages (SMS) and WhatsApp messages from TND KAPITAL related to your account and our services. This consent is separate from, and in addition to, any other agreement you may have with us.

a. Types of Messages. Depending on the options you select on our Application Form, you may receive:

  • Transactional and Account Messages: one-time passcodes (OTP) for identity verification, invoices (sent as PDF documents), payment receipts (sent as PDF documents), payment due reminders, and account status updates. These messages are necessary to service your account and cannot be turned off while you maintain an active account with us.
  • Marketing and Promotional Messages: information about new services, offers, or updates from TND KAPITAL. These messages are optional and can be stopped at any time without affecting your account or transactional messages described above.

b. How Consent Is Collected. Consent to receive these messages is collected through your signature on our Application Form, where you affirmatively select the message category or categories you agree to receive. Consent to receive marketing messages is not a condition of purchasing or using any TND KAPITAL service.

c. Message Frequency. Message frequency varies based on your account activity (for example, invoice and payment cycles) and, if opted in, marketing communications. You may receive approximately 1-2 messages per month for  marketing messages; transactional message frequency depends on your account activity.

d. Message and Data Rates. Message and data rates may apply.

e. Sending Numbers. Messages will be sent from TND KAPITAL’s registered Texas business numbers: our WhatsApp Business number +1 940 334 9255 and our SMS number +1 682 424 8635. Save these numbers to help ensure you receive our messages.

f. How to Opt Out.

  • SMS: Reply STOP to any text message to opt out of SMS communications from TND KAPITAL. You will receive one final confirmation message. Reply HELP for assistance, or contact us at trust@tndkapital.com.
  • WhatsApp: You may opt out of WhatsApp messages at any time by replying STOP where supported, or by blocking/deleting the conversation with our WhatsApp Business number, or by contacting us at trust@tndkapital.com.
  • Opting out of marketing messages will not affect your receipt of transactional messages (OTP, invoices, receipts, payment reminders) necessary to service your active account.

g. Carrier Disclaimer. Carriers are not liable for delayed or undelivered messages, including due to insufficient signal coverage.

h. Use of Your Phone Number. Your mobile phone number will be used solely to deliver the messages described in this section and will not be sold or shared with third parties for their own marketing purposes. See our Privacy Policy for full details on how we collect, use, and protect your information.

i. Supported Carriers. This messaging program is available on most major U.S. wireless carriers. TND KAPITAL is not responsible for issues arising from carrier network availability.

Financial Services Information

The content provided on the Site is for informational purposes only and does not constitute financial, investment, legal, or tax advice. You should consult with a qualified professional before making any financial decisions. We do not guarantee the accuracy, completeness, or timeliness of any financial information provided on the Site. Your use of any financial information on the Site is at your own risk.

Disclaimer of Warranties

THE SITE AND ITS CONTENT, INCLUDING ANY USER CONTENT AND THIRD-PARTY CONTENT, ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE SITE, ITS CONTENT, ANY USER CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE, INCLUDING ANY WARRANTIES THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY USER CONTENT OR THIRD-PARTY CONTENT ON THE SITE.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL TND KAPITAL, ITS AFFILIATES, OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, LICENSORS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE, ITS CONTENT, ANY USER CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION, WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY.

IN NO EVENT SHALL THE AGGREGATE LIABILITY OF TND KAPITAL, ITS AFFILIATES, OR THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SERVICE PROVIDERS, LICENSORS, OR SUPPLIERS ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE SITE EXCEED THE AMOUNT OF [Specify a nominal amount, e.g., ONE UNITED STATES DOLLAR (USD $1.00)].

Indemnification

You agree to defend, indemnify, and hold harmless TND KAPITAL, its affiliates, and their respective directors, officers, employees, agents, service providers, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to: (a) your violation of these Terms; (b) your use of the Site, including your User Content and your interaction with third-party websites linked on the Site; (c) any use of the Site’s content, services, and products other than as expressly authorized in these Terms; or (d) your use of any information obtained from the Site.

Governing Law and Jurisdiction

All matters relating to the Site and these Terms, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of Texas without giving effect to any choice or conflict of law provisions or rules.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Site shall be instituted exclusively in the federal or state courts located in the United States, Denton County, Texas. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Termination

We reserve the right to terminate or suspend your access to all or part of the Site for any reason, including, without limitation, any violation of these Terms or if we believe your conduct is harmful to other users of the Site, to us, or to third parties.

Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between you and TND KAPITAL with respect to the Site and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and us.

Waiver and Severability

No waiver by us of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure by us to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

Contact Us

If you have any questions or concerns about these Terms of Use, please contact us:

Email: trust@tndkapital.com | Phone: +1 9403349255 |  Address: 8700 Stonebrook Pkwy, Suite 291, Frisco, TX 75034, United States